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Christian Wagner

Chairman

cwagner@pennadvisors.com

Contact

Office: 1 800 626 1027

3 Mill Road

Suite 306

Wilmington, DE 19806

kdougherty@pennadvisors.com

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The content is developed from sources believed to be providing accurate information. The information in this material is not intended as tax or legal advice. Please consult legal or tax professionals for specific information regarding your individual situation. Some of this material was developed and produced by FMG Suite to provide information on a topic that may be of interest. FMG Suite is not affiliated with the named representative, broker - dealer, state - or SEC - registered investment advisory firm. The opinions expressed and material provided are for general information, and should not be considered a solicitation for the purchase or sale of any security.

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Penn Investment Advisors is a division of Equitable Distribution Holding Corporation, an indirect subsidiary of Equitable Holdings and the parent company of Equitable Advisors, LLC. Financial Advisors (FAs) of Penn Investment Advisors (PIA) offer securities through Equitable Advisors, LLC (NY, NY 212-314-4600), member FINRA, SIPC (Equitable Financial Advisors in MI and TN). FAs are investment advisory representatives of both PIA and Equitable Advisors, LLC (each of which is an SEC-registered investment advisor) and may offer investment advisory products and services of either company under the PIA name. If you have any questions about whether investment advisory products and services are being offered to you through PIA or through Equitable Advisors, please contact your FA. Annuity and insurance products offered through Equitable Network, LLC, (Equitable Network Insurance Agency of California, LLC; Equitable Network Insurance Agency of Utah, LLC; Equitable Network of Puerto Rico, Inc.). Equitable Advisors and its affiliates do not provide tax or legal advice. Please consult your tax and legal advisors regarding your particular circumstances. Individuals may transact business, which includes offering products and services and/or responding to inquiries, only in state(s) in which they are properly registered and/or licensed. The information in this website is not investment or securities advice and does not constitute an offer. For more information about Equitable Advisors, LLC you may visit https://equitable.com/crs to review the firm’s Relationship Summary for Retail Investors and General Conflicts of Interest Disclosure.

Penn Advisors Financial Resources is not a registered investment advisor and is not owned or operated by Equitable Advisors or Equitable Network. Equitable Advisors and its affiliates are not affiliated with Penn Community Bank.

*Life Insurance: * Is Not a Deposit of Any Bank * Is Not FDIC Insured * Is Not Insured by Any Federal Government Agency * Is Not Guaranteed by Any Bank or Savings Association * Variable Life Insurance May Go Down in Value

Christian Wagner

Chairman

(267) 517-2353

cwagner@pennadvisors.com

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